Insurance discounts on gym, yoga, meal planning, lasik, and more!


At this point you should know we LOVE getting the most out of our healthcare money - remember the FSA gift guide? To help you make the most of your insurance, we’ve compiled a list of the some of the little-known perks that the big insurers offer. For a full list, check out your insurance company’s website to see the offerings available with your plan. Below are a few of our favorites.

Blue Cross Blue Shield (BCBS) - Illinois

    1. Centered App - Offers meditation sessions, tracks your mood, and records your steps. Centered is available for most iPhones and the Apple Watch.

    2. Blue365 - Offers discounts on tons of services from health-related companies including:

Note: We’ve only reviewed BCBS IL, but there are many other BCBS entities. Check your BCBS for discounts specific to you!

United Healthcare (UHC)

  1. Rally

    • Accept ”missions” and “challenges” to track your activity and compete to earn rewards

    • Connect with a coach on the phone to create a customized healthy-living plan

  2. Virtual Visits

    • Allows you to connect with a doctor for advice and prescriptions via your computer or phone in 20 minutes or less

Tip: Make sure your plan covers these visits - you can check by calling your insurance company when your plan starts



Aetna is vague about their perks until you log in to your account, but they suggest that they (depending on your plan) offer the following:

  1. Gym membership discounts at the YMCA and 24-Hour Fitness

  2. Yoga, massage therapy, chiropractic, and nutrition services

  3. Discounts on yoga equipment and nutritional supplements

  4. Health coaching with regular check ins

  5. A 24/7 hotline that can answer questions, offer reassurance, or can help you explain your symptoms to your physician

  6. Diet and weight management programs


  1. Telehealth visits with American Well and MDLIVE

  2. Mobile apps that offer health coaches, trackers for exercise, nutrition, and water intake, recipes, and wellness tools to manage chronic conditions

  3. Cigna Healthy Rewards Program - available to Cigna customers covered under a  medical, vision, or dental plan. It includes:

    • 25% discount to see a registered dietician

    • 30% discount on Jenny Craig

    • 25% of Just Walk 10,000 Steps a Day

    • 10% off enrollment fees and/or monthly dues at American Specialty Health Networks

    • 15% off lasik vision correction

    • 25% off hearing exams and aids

    • 25% off alternative medicine including acupuncture, chiropractor, and massage

    • 40% off Gaiam yoga equipment

    • Up to 10% off Healthyroads Mind/Body Program

    • 5% off

    • Up to 40% off

  4. Cigna Healthy Pregnancies, Healthy Babies

    • A health coach with nursing experience that you can talk to about discomfort during pregnancy, foods to avoid, birthing classes, and maternity benefits

    • A pregnancy journal with information, charts, and tools

    • 24/7 access to live support

    • An “incentive” if you enroll by the end of your second trimester or “an even higher incentive” if you enroll by the end of your first trimester (we don’t know what it is, but now we are intrigued!)

Again, this list covers some of the little-known perks that the big insurers offer. Go to your insurance company’s website to see what is available to you! Leave us a comment if you find anything cool!

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